Running a realm

This chapter is for advanced playing and adds a lot of cumbersome details for the gamemaster. (And maybe a few for a player that decides to run a realm) Note that this was written with a fantasy campaign in mind, and would need some tweaking to be transferred into a modern setting
The building blocks of a realm are provinces.
Each settled province generates resource-points(RP). The amount of Resource points depends on the kind of terrain and the settlement. A RP represents the value of about 1500 $ for most purposes. Buying a resourcepoint certainly costs that much, but transforming leftovers into money gets only about 150$. This is due to the fact that only part of the resources come in form of taxmoney, and a lot of that has to be paid out again too.
A lot of the resourcepoints come in form of work peasants might do. And if they are only busy 80% of the time, it would be hard to rent the other 20% to someone else.
Lots of provinces include several terrain types, if so the value gets determined by the way it gets used.

Terrain values

The following table gives value for different terrain types for different races. This value gets used as a multiplier for the resource points a settlement can generate.
 HumanElfDwarfHalflingGoblin/ Orc...


How much resource points you get now depends on the the biggest settlement in the province.
The following table gives you the population required for a settlement type, the resourcepoints it generates per season. (Dont forget to multiply with terrain value) and how many resource points you need per season to keep the settlement in the condition it is. (If not paid, people wander off and the settlements degrades one point per season)
TypePopulationResource pointsUpkeep cost
Small Town<2,000500900
Large Town<5,0006251,350
Small City<10,0007501,800
Large City<25,0001,0003,200

Kind of rulership

The kind of ruler a province has can effect the amount of resources it produces.


The Despot rules with an iron fist.
Advantages:RP production +25%
Disadvantages:Each settlements needs 10% of it's population as soldiers to keep them in line. (And more soldiers might be required elsewhere too)


A warlord concentrates on his military progress.
Advantages:RP production +10%
Disadvantages:At least 10% of the population have to be soldiers.


Just about every ruler whose army is smaller than 10% of the population

Collecting resource points

Now that we know how many resource points a province generates, we have to see how many of those the ruler collects and how much the population will have left for itself. (Meaning how much the GM gets to pay).
The actual amount depends on the taxation level and some luck. (Remember a lot of it will be paid in work instead of money)
Taxation levelPercentage of earned RP for the regent
Light taxation2d6+22
Moderate taxation2d6+32
Heavy taxation2d6+42

Spending resource points

Those resource points that stay the property of the people will be used to pay for the upkeep of the province and maybe even for upgrades.
If they don't have enough points to pay for their own upkeep or if a ruler wants to speed up upgrades he is free to pay for that with his own points.


Each normal soldier costs the regent 2 Resource points per season. Elite units might cost more, depending on their actual skills.


Keeping a government running costs money, depending on the size of the realm and the ruling style.
The following table gives the cost in percent of resource production each province would have to pay.
This points get paid from the share of the regent.
Number of ProvincesCost for Despot/WarlordCost for standard rulers

Settlement upgrade

The costs in this table give you the price to increase the size of a settlement to this point from the stage below that.
Or incase of the thorpe to create a settlement in the first place. The growth of settlements take normally decades, but if money flows freely people from elsewhere consider moving to that location more quickly. (And so the ruler can indirectly create larger settlements)
Settlement typeUpgrade cost
Small Town5,000
Large Town10,000
Small City25,000
Large City50,000


A regent might want to get a new palace or castle at some point. The building can be paid with resourcepoints instead of the gold price. (In which case 1 RP pays 1500 $ of the building in question)


While the cost for the building is already covered with the rule above and the entries in the pricelist, it isn't much good without clerics to run it.
Keeping clerics around costs a certain amount of RP as upkeep. (Which normally get paid by the people in the area.)
In return you have clerics around who can aid in time of need with their spells.
The skillrank given in the table is the effective skill in their path of proficiency. the upkeep gets paid according to the biggest church in the province.
Type of churchSkillrankUpkeep cost/RP

Magic guilds

Magic guilds can be a terrible drain on resources, but it also never hurts to have capable mages ready in case of an emergency, or if you want some magical item.
For starters guilds need buildings. this can be an Wizards tower, A Guild hall (Mansion) or a university (four mansions and 4 towers). The wizards will make dealings with the people around them and so drain certain resources. (Upkeep for the guild).
In return you get wizards who can be able to cast all sorts of spells.
The skill rank in the table below is for all paths of magic.
Type of guildSkillrankUpkeep cost/RP
Guild hall8450